Raoul Carriere
Mortgage Consultant

Privacy Statement

I recognize the sensitive nature of your personal financial information and I want to protect your privacy at all times. I want you to understand what information I collect about you and how I use this information.

In serving your needs, it is important to have accurate information about you. Therefore, when you apply for a mortgage, I collect information from you. The type of information requested includes information such as your name, address, social insurance number, income, expenses, assets and employment history. I receive this information from you on your mortgage application. I also receive information from third parties such as credit reporting agencies or other creditors.

I will not disclose your private information, as described above, to any organization, affiliated or nonaffiliated, unless this disclosure:

• is necessary to effect, administer, or enforce a transaction, service, or inquiry initiated by you;
• is necessary to facilitate or consummate our business transactions with third parties;
• In cases where information is shared with other companies that perform services on my behalf, the information provided is limited to the information they need to perform their function. These companies are also required to maintain the security and confidentiality of the information provided and use it only to perform the specified service on my behalf;
• Since I do not share information with third parties, beyond what I have disclosed above, it follows that I do not offer you an opportunity to opt out of this sharing.

I take steps to safeguard customer information. I maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your customer information against unauthorized access. I also take appropriate corrective action when needed to enforce employee compliance with our procedures with respect to the privacy of client information. I may also ask you for personal information in order to verify your identity when you request assistance from me.

Although I take all possible precautions to safeguard your information, you should never send confidential information via e-mail. The e-mails you send me are not secure. Customers always have the option of mailing or calling me to provide any information they wish to keep confidential.

Copyright © 2001 - 2008 All rights reserved - Raoul Carriere
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